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New MHI's President Resume

Gail Davis Cardwell

Gail Davis Cardwell is senior vice president of Commercial/Multifamily for the Mortgage Bankers Association (MBA). In this capacity, she is responsible for overseeing all commercial/multifamily real estate finance relations for the association, including organizing and executing its commercial/multifamily strategic planning activities, effecting the establishment of industry standards, developing new products and services, coordinating policy for 11 standing committees and presenting educational programs. She serves as staff representative to MBA's Commercial Real Estate/Multifamily Finance Board of Governors (COMBOG). In previous positions with MBA, Gail analyzed issues affecting life insurance companies' commercial real estate investment portfolios, was responsible for commercial secondary market issues and managed the area of commercial/multifamily asset administration.

Before joining MBA in 1991, Cardwell served as a senior investment analyst in the Washington, D.C., regional office of Metropolitan Life Insurance Company. She also appraised commercial real estate properties, closed loans on behalf of Metropolitan Life and MetMor (formerly Metropolitan's small loan subsidiary) and was a member of the Washington, D.C. Regional Investment Committee for MetMor. Prior to her work at Metropolitan Life, she was a commercial real estate researcher with the Economic Development Division of Arlington County, Virginia.

Cardwell received the Ronald F. McRoberts Award in 1996 from the Life Mortgage and Real Estate Officers Council for her exemplary service to the commercial real estate finance profession. She is also one of five founding board members, and continues to serve on the board of Suited for Change, a Washington, D.C., nonprofit association that provides professional clothing and ongoing career education to low-income women in the Washington, D.C. area moving from welfare to work.

Cardwell received a bachelor of science degree in international economics from Georgetown University's School of Foreign Service and a master's degree in city and regional planning from Harvard University.